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how to become ca

How to Become a CA in India? - Step-by-Step Guide 2026

If you’re ambitious, detail-oriented, and fascinated by finance or accounting, becoming a Chartered Accountant (CA) might be the best decision of your life. But the process is long, competitive, and filled with crucial decisions at every stage. Whether you’re in school, wondering how to become a CA after 12th, or a graduate planning a career shift, this detailed guide will break down how to become a CA in India - the stages, eligibility, duration, and everything you need to know for 2026 and beyond.

How to Become CA in 2026 - Why the CA Journey Matters?

Most students jump into the CA course without actually knowing how demanding each level is or what the overall timeline looks like. When you understand the process clearly - from registration to articleship to final exams - you avoid common mistakes, plan better, and move through the course with confidence. This clarity can be the difference between dragging the course for years and completing it efficiently.

Step 1: Understand What a Chartered Accountant Does

Before diving into how to become a CA, it’s important to understand what the profession involves. A Chartered Accountant is a finance professional recognised by the Institute of Chartered Accountants of India (ICAI). CAs handle auditing, taxation, financial reporting, compliance, mergers, valuations, and more. They can work in firms, corporates, startups, or independently. It’s one of the most prestigious finance careers in India and globally.

Step 2: Know the Eligibility Criteria

To begin your CA journey, you must register with ICAI. The eligibility depends on whether you’re entering after 10th, after 12th, or after graduation.

(a) After 10th: Foundation Route (Early Entry)

If you’re searching for how to become a CA after 10th step by step, here’s how it works. ICAI allows students to register for the CA Foundation course after clearing Class 10 exams. However, you can only appear for the Foundation exam after completing Class 12. This early registration helps students plan and get a head start.

(b) After 12th: Regular Route

Most students choose this path. How to become a Chartered Accountant after 12th is simple but structured. You must register for the CA Foundation course, appear for the exams, complete the Intermediate level, then Articleship, and finally the CA Final exam.

(c) After Graduation: Direct Entry Route

Graduates from Commerce with 55% or from non-Commerce with 60% can skip the Foundation level and register directly for CA Intermediate. This path shortens the duration slightly for those who realise later that they want to pursue CA.

Also Read This: How to Choose the Best Firms for CA Articleship in India?

Step 3: Register for the CA Foundation Course

The CA Foundation is the first level for those starting after Class 12. Subjects include Accounting, Business Laws, Business Mathematics, and Economics.

  • Eligibility: 12th pass
  • Exam Frequency: Thrice a year (January, May, September)
  • Passing Criteria: Minimum 40% in each subject and 50% aggregate

If you’re exploring how to become a CA after 12th commerce, this is your first step. It’s advisable to register early - at least four months before the exam.

Step 4: Clear the CA Foundation Exam

Foundation exams are relatively straightforward but conceptual. They test your analytical ability, not memorisation. On average, it takes 6–8 months to prepare. Many students join coaching institutes for focused guidance. Clearing the CA Foundation makes you eligible for the Intermediate level.

Step 5: Register for CA Intermediate

After passing the Foundation, you move to the CA Intermediate, the second level. If you’re coming via the Direct Entry route (after graduation), you can start here directly. Intermediate is divided into two groups covering:

  • Advanced Accounting, Corporate Laws, Taxation (Group 1)
  • Cost and Management Accounting, Auditing, Financial Management and Strategic Management (Group 2)

Each group requires strong conceptual clarity and disciplined study. It’s often considered the toughest stage in the CA journey.

Also Read This: All you need to know about CA Articleship

Step 6: Complete ICITSS (Orientation + IT Training)

Before starting Articleship, every student must complete ICITSS (Integrated Course on Information Technology and Soft Skills). It includes:

  • Information Technology Training (100 hours)
  • Orientation Course (15 days)

This step helps you develop essential corporate and tech skills before working in a firm.

Step 7: Begin Your Articleship

Once you clear both Groups of CA Intermediate, you can start your Articleship - a 2-year practical training under a practising Chartered Accountant. This is the most transformative phase of your journey because it teaches you real-world audit, taxation, and business exposure.

Key Facts about Articleship:

  • Duration: 2 years
  • Can be done under a CA or in Big 4 firms (KPMG, EY, PwC, Deloitte)
  • You must maintain a training diary and meet ICAI attendance requirements
  • Articleship is not just training - it’s your bridge between theory and practice. Most firms assign you to audit, taxation, or compliance departments depending on your interests and performance.

Also Read This: Resume for CA Articleship: Format, Tips & Free Template

Step 8: Register for CA Final

During the last six months of your Articleship, you can register for CA Final - the last and toughest level of the CA course. It has two groups focusing on Financial Reporting, Advanced Financial Management, Advanced Auditing, Direct Tax Laws & International Taxation, Indirect Tax Laws, and Integrated Business Solutions.

Step 9: Complete AICITSS (Advanced IT + Soft Skills)

Before appearing for your CA Final exams, you must complete AICITSS, which includes Advanced IT and Management Communication training. It equips you with leadership, presentation, and data-handling skills that are essential for senior-level roles.

Step 10: Clear the CA Final Exam

This is the final stage in the How to become a CA roadmap. The CA Final exam requires consistent revision and deep understanding. It’s conducted three times a year, in January, May, and September. Passing both groups grants you the right to apply for ICAI membership and to prefix “CA” before your name.

Step 11: Apply for ICAI Membership

Once you’ve cleared CA Final and completed Articleship, you can apply to become a member of ICAI. After formal approval, you’ll be officially designated as a Chartered Accountant.

How Many Years Does It Take to Become a CA?

One of the most common questions is how many years it takes to become a CA.

  • After 12th (Foundation Route): Around 4 years (including 2 years Articleship)
  • After Graduation (Direct Entry): Around 3.5 years (since Foundation is skipped)

However, the actual time depends on how quickly you clear each level. Many students take 6–7 years due to exam attempts or extended training.

Also read this: Top CA Firms in India and their Stipend

Alternative Routes and Scenarios

1. How to Become a CA After 12th Commerce

This is the standard route — complete your 12th, register for Foundation, clear all three levels (Foundation, Intermediate, Final), and complete 2 years of Articleship. A commerce background helps, as subjects like Accountancy and Economics overlap with the CA syllabus.

2. How to Become a Chartered Accountant After 12th (Non-Commerce Students)

Even if you’re from Science or Arts, you can still pursue CA. You’ll start with CA Foundation and may need to put extra effort into subjects like Accounting in the beginning.

3. How to Become a CA After Graduation

If you’ve completed graduation—especially B.Com with 55% or more—you can skip CA Foundation. Register directly for CA Intermediate and start preparing for both groups while completing ICITSS.

4. How to Become a CA After 10th Step by Step

  • Pass Class 10
  • Register for CA Foundation (early registration allowed)
  • Appear for CA Foundation after completing Class 12
  • Clear the CA levels: Foundation → Intermediate → Articleship → Final
  • Apply for ICAI Membership after clearing Final exams

This route gives you an early start, but remember that actual CA exams can only be taken after Class 12.

Skills You Need to Become a Successful CA

Becoming a Chartered Accountant is not just about clearing exams; it’s about developing a professional mindset. Key skills include:

  • Analytical thinking and logical reasoning
  • Sound understanding of accounting and taxation
  • Good communication and documentation ability
  • Ethics and integrity
  • Time management and consistency

Also Read This: Top Skill Development Courses for Accounting & Finance 2025

Career Opportunities After Becoming a Chartered Accountant

Once you become a CA, opportunities open up across industries. You can work in:

  • Big 4 Firms (KPMG, Deloitte, EY, PwC) as an audit or tax associate
  • Corporations as a finance manager, controller, or CFO-track professional
  • Banks and Financial Institutions in compliance, credit, or investment roles
  • Startups or Consulting Firms in valuation, due diligence, or advisory
  • Independent Practice as an auditor or consultant

CAs are always in demand, both in India and abroad.

How Much a CA Earns in India?

A fresher CA in India can earn anywhere from ₹7–10 lakhs annually in Big 4 firms or reputed MNCs. With 5–10 years of experience, this can grow to ₹25–40 lakhs per year, depending on your specialisation and location

Also read- Salary of a CA in the Big 4

Common Myths About Becoming a CA

Myth 1: You need to be a topper in school to clear CA.

Fact: You need consistency, not intelligence. The exam rewards hard work and conceptual clarity.


Myth 2: Articleship is just clerical work.

Fact: It’s real exposure - what you learn here will shape your career.


Myth 3: CA is all about accounting.

Fact: It’s a mix of accounting, audit, tax, finance, and business advisory.

Final Thoughts

If you’re wondering how to become a CA, remember that it’s a journey of patience and persistence. The process can take 4–5 years, but the reward - becoming a recognised Chartered Accountant - is worth every bit of effort. Whether you start after 10th, after 12th, or after graduation, the roadmap remains clear: Foundation → Intermediate → Articleship → Final → ICAI Membership.

By 2026, ICAI will further modernise the syllabus to align with global standards. So if you begin your journey now, you’ll be part of a generation of CAs trained in both traditional and technology-driven accounting.

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