If you’re ambitious, detail-oriented, and fascinated by finance or accounting, becoming a Chartered
Accountant (CA) might be the best decision of your life. But the process is long, competitive, and
filled with crucial decisions at every stage. Whether you’re in school, wondering how to become a CA
after 12th, or a graduate planning a career shift, this detailed guide will break down how to become a
CA in India - the stages, eligibility, duration, and everything you need to know for 2026 and beyond.
How to Become CA in 2026 - Why the CA Journey Matters?
Most students jump into the CA course without actually knowing how demanding each level is or what the
overall timeline looks like. When you understand the process clearly - from registration to articleship
to final exams - you avoid common mistakes, plan better, and move through the course with confidence.
This clarity can be the difference between dragging the course for years and completing it efficiently.
Step 1: Understand What a Chartered Accountant Does
Before diving into how to become a CA, it’s important to understand what the profession
involves. A Chartered Accountant is a finance professional recognised by the Institute of Chartered
Accountants of India (ICAI). CAs handle auditing, taxation, financial reporting, compliance,
mergers, valuations, and more. They can work in firms, corporates, startups, or independently. It’s
one of the most prestigious finance careers in India and globally.
Step 2: Know the Eligibility Criteria
To begin your CA journey, you must register with ICAI. The eligibility depends on
whether you’re entering after 10th, after 12th, or after graduation.
(a) After 10th: Foundation Route (Early Entry)
If you’re searching for how to become a CA after 10th step by step, here’s how it
works.
ICAI allows students to register for the CA Foundation course after clearing Class 10 exams.
However, you can only appear for the Foundation exam after completing Class 12. This early
registration helps students plan and get a head start.
(b) After 12th: Regular Route
Most students choose this path. How to become a Chartered Accountant after 12th is
simple but structured. You must register for the CA Foundation course, appear for the exams,
complete the Intermediate level, then Articleship,
and finally the CA Final exam.
(c) After Graduation: Direct Entry Route
Graduates from Commerce with 55% or from non-Commerce with 60% can skip the
Foundation
level and register directly for CA Intermediate. This path shortens the duration slightly for
those
who realise later that they want to pursue CA.
Also Read This: How
to Choose the Best Firms for CA Articleship in India?
Step 3: Register for the CA Foundation Course
The CA Foundation is the first level for those starting after Class 12. Subjects include
Accounting, Business Laws, Business Mathematics, and Economics.
- Eligibility: 12th pass
- Exam Frequency: Thrice a year (January, May, September)
- Passing Criteria: Minimum 40% in each subject and 50% aggregate
If you’re exploring how to become a CA after 12th commerce, this is your first step.
It’s advisable to register early - at least four months before the exam.
Step 4: Clear the CA Foundation Exam
Foundation exams are relatively straightforward but conceptual. They test your
analytical ability, not memorisation. On average, it takes 6–8 months to prepare. Many students join
coaching institutes for focused guidance. Clearing the CA Foundation makes you eligible for the
Intermediate level.
Step 5: Register for CA Intermediate
After passing the Foundation, you move to the CA Intermediate, the second level. If
you’re coming via the Direct Entry route (after graduation), you can start here directly.
Intermediate is divided into two groups covering:
- Advanced Accounting, Corporate Laws, Taxation (Group 1)
- Cost and Management Accounting, Auditing, Financial Management and Strategic Management (Group
2)
Each group requires strong conceptual clarity and disciplined study. It’s often
considered the toughest stage in the CA journey.
Also Read This: All you need to
know about CA Articleship
Step 6: Complete ICITSS (Orientation + IT Training)
Before starting Articleship, every student must complete ICITSS (Integrated Course on
Information Technology and Soft Skills). It includes:
- Information Technology Training (100 hours)
- Orientation Course (15 days)
This step helps you develop essential corporate and tech skills before working in a
firm.
Step 7: Begin Your Articleship
Once you clear both Groups of CA Intermediate, you can start your Articleship - a
2-year
practical training under a practising Chartered Accountant. This is the most transformative phase of
your journey because it teaches you real-world audit, taxation, and business exposure.
Key Facts about Articleship:
- Duration: 2 years
- Can be done under a CA or in Big 4 firms (KPMG, EY, PwC, Deloitte)
- You must maintain a training diary and meet ICAI attendance requirements
- Articleship is not just training - it’s your bridge between theory and practice. Most firms
assign you to audit, taxation, or compliance departments depending on your interests and
performance.
Also Read This: Resume
for CA Articleship: Format, Tips & Free Template
Step 8: Register for CA Final
During the last six months of your Articleship, you can register for CA Final -
the last
and toughest level of the CA course. It has two groups focusing on Financial Reporting, Advanced
Financial Management, Advanced Auditing,
Direct
Tax Laws & International Taxation, Indirect Tax
Laws, and Integrated Business Solutions.
Step 9: Complete AICITSS (Advanced IT + Soft Skills)
Before appearing for your CA Final exams, you must complete AICITSS, which includes
Advanced IT and Management Communication training. It equips you with leadership, presentation, and
data-handling skills that are essential for senior-level roles.
Step 10: Clear the CA Final Exam
This is the final stage in the How to become a CA roadmap. The CA Final exam requires
consistent revision and deep understanding. It’s conducted three times a year, in January, May, and
September. Passing both groups grants you the right to apply for ICAI membership and to prefix “CA”
before your name.
Step 11: Apply for ICAI Membership
Once you’ve cleared CA Final and completed Articleship, you can apply to become a member
of ICAI. After formal approval, you’ll be officially designated as a Chartered Accountant.
Alternative Routes and Scenarios
1. How to Become a CA After 12th Commerce
This is the standard route — complete your 12th, register for Foundation, clear all three levels
(Foundation, Intermediate, Final), and complete 2 years of Articleship. A commerce background
helps, as subjects like Accountancy and Economics overlap with the CA syllabus.
2. How to Become a Chartered Accountant After 12th (Non-Commerce
Students)
Even if you’re from Science or Arts, you can still pursue CA. You’ll start with CA Foundation and
may need to put extra effort into subjects like Accounting in the beginning.
3. How to Become a CA After Graduation
If you’ve completed graduation—especially B.Com with 55% or more—you can skip CA Foundation.
Register directly for CA Intermediate and start preparing for both groups while completing
ICITSS.
4. How to Become a CA After 10th Step by Step
- Pass Class 10
- Register for CA Foundation (early registration allowed)
- Appear for CA Foundation after completing Class 12
- Clear the CA levels: Foundation → Intermediate → Articleship → Final
- Apply for ICAI Membership after clearing Final exams
This route gives you an early start, but remember that actual CA exams can only be taken after Class
12.
Common Myths About Becoming a CA
Myth 1: You need to be a topper in school to clear CA.
Fact: You need consistency, not intelligence. The exam rewards hard work and
conceptual
clarity.
Myth 2: Articleship is just clerical work.
Fact: It’s real exposure - what you learn here will shape your career.
Myth 3: CA is all about accounting.
Fact: It’s a mix of accounting, audit, tax, finance, and business advisory.
Final Thoughts
If you’re wondering how to become a CA, remember that it’s a journey of patience and persistence.
The
process
can take 4–5 years, but the reward - becoming a recognised Chartered Accountant - is worth every
bit
of
effort. Whether you start after 10th, after 12th, or after graduation, the roadmap remains clear:
Foundation
→ Intermediate → Articleship → Final → ICAI Membership.
By 2026, ICAI will further modernise the syllabus to align with global standards. So if you begin your
journey now, you’ll be part of a generation of CAs trained in both traditional and technology-driven
accounting.